Stop Creditor Harassment
Not all debt collectors play fair. Our attorneys will help protect you from debt collector abuse and harassment. Threatening arrest, abusive language and deliberate embarrassment are collector tactics that will not be tolerated.
Considering Filing for Bankruptcy in Washington State?
At Brixius Law Firm, we understand that unmanageable debt can leave you feeling stressed, confused and overwhelmed. Our experienced and knowledgeable attorneys are here to help you get your life back by eliminating your financial burdens. Lack of employment, poor economic opportunities and other personal factors may leave you and your family in a whirlwind and seeking debt relief. We are not here to chastise you for any factors that may have led to your current financial situation; we are here to help you take control of your life.
Our attorneys will meet with you and discuss your best options to help you control your debt, stop pesky creditor harassment, and put you in charge of your own life once more. We will review specific circumstances at no charge, and will confidentially and sensitively help you decide your best bankruptcy options. Learn more about your options, including information about the different types of bankruptcy filing by clicking one of the following links:
Chapter 7 Bankruptcy
A Chapter 7 Bankruptcy is designed to give the debtor a fresh start by discharging all eligible debts. The right to a discharge is not absolute, and some types of debts cannot be discharged. Specifically, a bankruptcy discharge does not extinguish a lien on property. The Bankruptcy Code will allow the debtor to keep certain “exempt” property; and well over 90% of our clients receive a discharge and keep all of their property.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy offers individuals an opportunity to save their homes from foreclosure. The automatic stay stops the foreclosure proceeding as soon as the individual files the Chapter 13 petition. A Chapter 13 bankruptcy is also called a Wage Earner’s Plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this Chapter, debtors propose a repayment plan to make installment payments to creditors over three to five years. Nevertheless, they must still make all mortgage payments that come due during the Chapter 13 plan on time.
Stopping Creditor Harassment
Not all debt collectors play fair. Our attorneys will help protect you from debt collector abuse and harassment. Threatening arrest, abusive language and deliberate embarrassment are collector tactics that will not be tolerated and our experienced attorneys will put an end to this treatment. If you have been a victim of this abuse our attorneys may seek compensation from your harassing creditor.